support [at] | Direct: 416.707.1020



Dear Homeowners… would you like to have:

  • All of your debt, including mortgage, paid off several years sooner, AND

  • Save tens of thousands of dollars in interest…

  • WITHOUT making extra payments?


Your two biggest assets are TIME and MONEY. Don’t waste your TIME paying more MONEY for your mortgage than you need to!


Hi, I’m Marla McAlpine, founder of Healthy Wallet. I am passionate about helping you become mortgage and debt-free faster… because you have better things to do with your money!

Despite a good income, I used to live pay to pay, trying to get ahead the “old-fashioned way.” Through my own financial journey, I discovered that there were options to pay down my debt and mortgage at a much faster pace, enabling me to save thousands in interest and fees; money I used for more important things in my life.

However, most everyone else today is paying down their debt the way I used to, and paying far too much in fees and interest dollars in the process.

Why is this important? Because many of today’s homeowners are on track to retire in debt and outlive their money.

The surprising fact is, despite good incomes and rising home values, many homeowners are actually living pay to pay, just like I used to. A lot of them have debt, and cannot afford to invest and grow their wealth the way they should, or do the things they want. Some even use their home equity to cover expenses. How does this all happen?

Well, if you are like many homeowners, you work a lot of hours to make a lot of money, and then you spend a lot of money, without always knowing where it’s going. Then one day you look at your bank account – and the money you think should be there… just isn’t.

Then you start to worry about retiring in debt. Truth is, over half of Canadians do – and as a result there is no money for the things they want, like travel or helping their kids. They start to wonder if they will outlive their money… and that’s scary.

If this is what you’re facing, or worried you might face, I want you to know that you’re not alone. But you also need to know there’s something you can do about it – if you start acting now.

You see, most people have their money set up the same way: a mortgage, credit cards, lines of credit, maybe a car loan or two, a chequing account, a savings account, etc. That’s the way the banks offer their products, so that’s how people manage their finances. But did you know this set-up is costing you hundreds of dollars every month in money leaks and inefficient interest? That wasted money should be in YOUR pockets building your wealth!

See how we can help you build equity faster and own your home years sooner through our HEALTHY WALLET program, and make financial peace of mind a reality!

Attend one of our free information sessions on how to build equity faster and own your home years sooner.


Couple sitting in sofa at home and doing online shopping





Become a Fan

 Mortgage Agent Lic. M16001744 -- iBrokerPower Capital Inc. (The Mortgage Centre), Brokerage Lic. 10538